Banking Solutions for Branch Transformation
Innovation is the key to the survival of the bank branch. Digitisation and the growing use of online channels are reducing branch activity and imposing the need for a smart multi-channel, phygital customer engagement. Banks are having to rethink the role of branches, not only in terms of pure cost reduction but to evaluate the unexploited potential of the ATM channel. By turning the branch into a place of emotional connection and personal experience, moving from transaction to consultation, banks can stay relevant, meet today’s challenges, and thrive.
Powering a rich customer experience
Our universal channel management software suite enables financial institutions and independent service organisations to effectively manage ATMs, Kiosks, Internet and mobile device channels in a fully automated, secure and integrated environment and deliver an advanced customer experience.
Add value, generate additional revenues
Through its 24/7 self-service banking functionality, our ATM Acquiring solution allows the easy development of new value-added services (DCC, currency exchange, P2P, ticketing, vouchers, airtime…) enriching the customer digital experience and generating additional revenue.
TAS ATM Acquiring supports:
Card or cardless cash withdrawals and deposits
Bill/tax payments, inquiries, ticketing
Remote customer assistance
Instant card issuance
Innovative HW devices unlocking new advanced functionalities
Remote Teller: the “human” digital
Remote Teller is the Phygital that “humanises” the digital relationship with the customer: a “remote” bank counter through which the customer connects to a real operator on video, with whom he can carry out all the usual operations: cheque deposit, mortgage loan, card release , financial or insurance advice…
A new way of banking remotely, preserving the human relationship between customer and bank, and consistent with a strategy of rationalisation and transformation of physical branches.
360 ° coverage of the ATM channel
ATM multichannel gateway
Multivendor ATM Client
Compliance and certifications
TAS ATM Acquiring suite has been designed in full PCI compliance; it is certified to operate with the Italian PagoBANCOMAT circuit and all major international circuits.
The multi-vendor client component holds EMVL1 & 2 certifications and is certified to operate on HW of the major ATM Vendors, such as NCR, Diebold Nixdorf and Hyosung.
Some of our clients
TAS @ UNITI Mobility Payment Forum 2022
5-6 October, Hamburg
Infraxis together with its Partner CCC welcome you to the UNITI Mobility Payment Forum 2022.
We’d be delighted to meet you and discuss your future needs in the areas of fleet card management, fuel payment processing and loyalty, which you can now select to be delivered as fully outsourced processing, SaaS or self-managed solutions.
Infraxis brings the “Build Your Own Card” paradigm to the area of fleet cards, allowing the full card lifecycle to be managed through secure APIs. Fleet card issuers can now focus on customer growth, retention and profitablity, using cards, apps and loyalty programs that seamlessly integrate to form a bespoke customer experience.
Visit Infraxis – CCC booth to discover PayStorm Fuel
TAS @ Sibos 2022
10 – 13 October | RAI, Amsterdam
Sibos is back in-person and TAS is again among the official exhibitors. We can’t wait to meet you in Amsterdam where SWIFT will host a full conference programme and exhibition, along with a wide range of networking events. The agenda will feature business leaders and topic experts from across the financial community and beyond, discussing the most impactful trends in technology, regulation, risks and sustainability. If you can’t make it in person, join Sibos virtually by connecting to the digital conference experience that will extend Sibos to delegates around the world.
Stop by our booth D76 to share insights on the latest trends on digital payments, liquidity management, payment schemes connectivity, open banking and much more.
TAS launches SoftPos to accept contactless payments from Android devices
Thanks to the agreement signed with Danish fintech SoftPay, TAS will enable the acquiring of contactless payments from Android mobile devices in Italy. The benefit provided by the SoftPos solution to merchants is simple and immediate: allowing to transform their phones into a ready-to-use payment terminal, without the need for additional certified hardware, thus reducing the heterogeneity and complexity of multi-device management at the point of sale.
The shopping experience is also improved for the buyer, who can complete the payment faster, avoiding long queues at the checkout.
The merchant APP is available on the Google Play Store and can be used in white label mode, or easily integrated with any APP already in use by the merchant.
The solution is certified with Visa and Mastercard, and is also available for mobile wallets – such as Apple Pay, Google Pay, Samsung Pay – whose payments are processed in a similar way to standard EMV transactions managed by traditional POS devices. For maximum user security, a specific certified component manages the typing of the PIN on Glass on the Android device, ensuring absolute confidentiality.
The SoftPos solution is offered by TAS to banking operators and their processors as a service in Cloud; in this way the impact on the Service Provider is minimal, avoiding to disrupt the infrastructures already in use to manage the POS channel.
Tuscany Region confirms TAS for the evolution of its digital platform IRIS
- administrative and technical enrollment of public bodies belonging to the Tuscany territory
- standardization of interfaces and integration with the national IO App system, with full reconciliation of receipts
- simplification of the payment experience of the users (citizens and businesses)
- integration with regional apps
- integration with the centralized booking system for public healthcare services (CUP) and the Pharmacies of the Tuscan Health Service.
Infraxis showcasing its comprehensive Fuel technology at UNITI EXPO
Lugano, 9 May 2022 – Infraxis AG, part of TAS Group, a leading technology provider in the Payments space, will be exhibiting at the upcoming UNITI EXPO taking place in Stuttgart from May 17 through 19. We’re proud to be at UNITI 2022, where we’ll be co-exhibiting with CCCBusiness Service AG, our processor partner servicing the top forecourt operators and fuel card issuers in Switzerland and beyond.
The state of the art PayStorm Fuel platform is powering CCC business by supporting leading Fuel Industry operators on a daily basis. Infraxis is continually investing in the PayStorm platform, bringing the challenger bank paradigm to the processing of fleet cards, forecourt acquiring and EV charging apps.
PayStorm efficiently solves challenges associated with acquiring and authorizing fuel card payments through its highly adaptable design, enabling the realization of different business needs within the minimum of time and with the minimum of cost.
“Whether your organization needs to acquire internationally branded cards, perform authorisation against a small to medium sized card portfolio, or to simply to switch out to a card issuer for authorisation, Infraxis has the solution ready to satisfy your processing requirements.”- commented Manfred Thomi, CEO of Infraxis.
At the UNITI Expo Infraxis stand visitors will be able to assess the ease of app integration via APIs for mobile-first onboarding and self-management for both fleet cards and international payment brands.
UNITI Expo, the leading retail petroleum and car wash trade fair in Europe, is finally back in-person, with 4 themed exhibiting areas. Infraxis AG welcomes all interested visitors in Hall 5, the Technology, Payment & Logistic area, at booth 5A20.
TAS migrates POS payment acceptance services to the cloud using Amazon Web Services and certifies itself as PCI-DSS Level 1 Service Provider
TAS Group is certified as PCI-DSS Level 1 Service Provider
TAS Group’s POS payment acceptance services have been successfully migrated to the Cloud, with no disruption to the live merchants. The new infrastructure is based on containers (Kubernetes) and makes extensive use of Amazon Web Services (AWS) PaaS services, including Amazon Elastic Kubernetes Service (Amazon EKS) and Amazon Aurora.
In addition to the proven advantages typical of the Cloud technology – such as scalability, simplification of Business Continuity, redundancy, the possibility of decreasing the effort dedicated to infrastructure management – the decision to migrate to AWS Cloud was driven by the PCI certification already obtained by this provider, a market leader in the Finance sector.
“AWS Italy has supported our team in a very effective way, both in the design and in the execution of the project,” declared Andrea Paolini, IT Infrastructure Manager of TAS Group, “allowing us to obtain the PCI DSS compliance certification at the beginning of November, a few months after the launch of the initiative, and in time to face the hottest period of the year for e-commerce and in-store purchases.”
The new service configuration offered by TAS Group is based on AWS regional infrastructures in Dublin, Frankfurt and Milan. The overall infrastructure is also integral part of TAS Global Payment Platform, the highly modular new enterprise payment processing architecture developed by TAS to serve both incumbents and new entrants in the Open Banking and Open Finance ecosystem.
TAS Group’s payment gateway adds an MNGS access for VISA transactions
Being able to communicate in a “brand agnostic way” is proving valuable for fintechs who are scaling up their card business in the rapidly evolving digital payments landscape.
TAS Group successfully launched its MNGS proposition in the US Region back in 2020, and has now added a first client leveraging this channel also for VISA transactions.
Thanks to the established partnership with Mastercard, TAS is able to offer simplicity and reduced unitary costs to customers who are building up their volumes supporting their end-customers preferred choice of payment methods.
How PSPs are navigating change in a challenging payments landscape
TAS conducted a survey, in partnership with Bobsguide, to learn how PSPs, including Credit Institutions and other Payment organisations around the world, are reacting to the changes and challenges in today’s emerging payments landscape.
The report highlights the themes having a big impact on the payments industry right now: instant payments, ISO 20022, and liquidity management, and contains insights into global technology investment strategies, cloud adoption trends, the main challenges currently seen by the payments community and more.
Digital transformation progress in the European Banking Community – now more than ever
TAS Group has proudly sponsored two key EU conferences in June, Payments CEE Summit and EBAday 2021, that have clearly shown how deeply the acceleration in digitalization was able to positively impact the banking DNA.
With over 1000 professionals registered at the CEE Summit, connecting primarily but not only from the Balkans, and over 2000 delegates participating to EBAday 2021, the paramount annual conference curated by the European Banking Association, all hot payment trends were deeply debated by speakers coming from all segments of the stakeholders landscape: incumbent banks, challengers, paytechs, payfacs, regtechs, regulators, corporate clients, market infrastructures, academics and market research companies.
Hottest in the agenda: Instant Payments and their convergence with card payments, Request to Pay, Buy Now Pay Later, Fraud Detection in the Real-time era, ISO 20022 migrations, API enablement, and many more core topics, including the power of the Payments as a Service paradigm as a way to accelerate the banking modernization journey.
In case you missed our speeches at the conferences, by Dragan Spanovic, VP Sales TAS Eastern Europe, and and Mario Mendia, SVP TAS International, you may learn more about TAS Group’s 35+ years expertise as a PayFac in the evolving European Financial Services Market on our website.
Get in touch to discover how we can help in achieving your business goals