Card Issuing and Transaction Processing

Today’s consumers expect to make payments quickly, in a secure and convenient way, across multiple channels, using an assortment of cards, apps and online accounts. When it comes to the payment experience, they are looking for speed, flexibility and control.

We empower your organisation, whatever stage you’ve reached as an Issuer. Whether you’re an established bank needing to modernize to keep pace with demand, or a challenger that requires rich functionality, and elastic scalability to move quickly and ensure competitive advantage through differentiation – we have the right solution to match your needs.

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The API-first card & digital payments issuing platform

Open API and microservices technology enable you to build business functionalities and deliver rich digital user experiences, across any channel, quickly and with minimum effort.

Short time to market

Business functionality is delivered faster using scalable and reliable micro-services, flexible workflow configurations, and integration of external services via an open API architecture

Reduced TCO

Granular scaling in proportion to processed business volumes and specific usage patterns, Hardware/Operating System agnostic, reduced PCI certification scope

Virtually unlimited business use cases

Fit for a vast range of scenarios, such as the ‘gig economy’, online travel, SME lending, media & agencies, incentives & rewards, online marketplaces, buy now pay later, fleet & fuel cards, and many more.

Flexibility and configurability

Supporting multiple accounts and all card types and token-based financial products facilitates the design and issue of payment products and services that are critical to competitive differentiation

Single customer view

Centralised customer lifecycle and data management across payment products enables control of customer touchpoints and data, enhancing cross-selling of products and services

One single platform, unlimited possibilities

  • Flexible white-label Card Program Management

  • Multi-purpose Hierarchical Customer Accounts

  • VISA & Mastercard Tokenisation

  • Deployable on-premises, in the Cloud, as SaaS or in hybrid mode

  • Complete business contingency covering both processing and data

Virtual Card Instant Issuing

One-time virtual cards have the power to de-risk transactions for online suppliers while lowering the cost of accepting and issuing payments.
This new payment model brings together payment acceptance, instant virtual card issuance and just-in-time funding, uniting traditionally separate payment process steps.
Our proposition is aimed at online brokers and marketplaces such as travel companies, food providers, and other e-commerce players. Contact our experts to discover how we can meet your needs.

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Complete Payments Lifecycle Portfolio

Compliance and certifications

Fully PCI compliant and PA-DSS certified, our Issuing & Processing solutions also conform to the latest security standards and risk management regulations introduced with PSD2.

We support both local closed-loop and international networks, such as Visa, Mastercard, Amex and Union Pay International.

Success Stories

Some of our clients

Insights

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Get in touch to discover how we can help in achieving your business goals