Cashless 3.0: EMV Chip Card Management
TAS cashless 3.0® is an end-to-end card payment platform enabling issuers of any size and budget to launch, monitor and manage every step in the life of their chip cards and applications. While maintaining a strong focus on the management of EMV chip cards, cashless 3.0 does away with the old "card-centric" approach by concentrating on the end user. A modular cloud-ready solution that integrates seamlessly with legacy systems, cashless 3.0 is both scalable and flexible creating a customized fit to your specific business needs.
Manage all aspects of the card lifecycle from initial design through configuration to sales - even monitor stock levels and replenishment at branches. An elastic, pluggable and self-configurable cloud of interoperating services, cl CARD 3.0 allows financial institutions to set up a new card business easily and reduce time to market. Innovative in its independence and true portability, issuers can control payment products from a centralized location, assign configurations to different profiles, or allow users to autonomously design and manage both international and domestic products autonomously at branch level.
Implements authorizations and batch processing on all domestic and international transactions updated in real time. Authorization requests and responses are traced and matched with batch transactions for clearing purposes. This module activates accounts checks, risk management, card updating services (e.g. scripting) and authorization profile management.
Produces the information necessary to generate an EMV personalization file for in-house printing or for external Perso Bureaus. All latest MasterCard and VISA specifications are implemented. EMV profiles are pre-configured in the system and periodically updated. Card scripts compatible with the most common card printers and chip types are also available. Suitable for conventional centralized or direct instant issuing at a bank branch and/or point of sale, natively EMV and contactless engineered, cl eMission is a real-time solution for real-time business. Start issuing and personalizing EMV chip cards without modifying your existing or data generation or card processing system.
Certified by VISA and MasterCard, cl 3D Secure performs vital functions within ecommerce transactions giving issuers the ability to authenticate cardholders during an online purchase and reducing “card not present” fraud.The solution implements the new EMVCo 3D Secure 2.0 authentication protocol.
TAS cl 3D Secure is certified VISA and MasterCard.
HCE (Host Card Emulation)
Virtualize your payment card and never have to show or swipe it again! Through HCE technology it’s possible to implement apps and digital wallet services for smartphones that use virtual, cloud-based cards for NFC-POS payments. Transactions are based on ready-to-use, disposable and preloaded tokens delivered to the handset via wifi or 3G, avoiding the need for a secure element to reside on the smartphone. TAS cl HCE solution activates NFC mobile based payments on contactless acceptance devices creating value and convenience in the customer experience.
Manage the entire production process of PIN Mailers, including electronic PIN delivery via SMS, OTP, IVR or secure web banking channels. cl SecurPin is a PCI-DSS compliant PIN Code calculation server which interfaces with most common HSM models to insure full compatibility in issuing environments.